{"id":10750,"date":"2023-09-11T16:48:29","date_gmt":"2023-09-11T09:48:29","guid":{"rendered":"https:\/\/atslegal.vn\/vn\/?p=10750"},"modified":"2023-09-11T16:48:29","modified_gmt":"2023-09-11T09:48:29","slug":"bo-sung-them-04-nhu-cau-von-khong-duoc-cho-vay-tu-ngay-01-9-2023","status":"publish","type":"post","link":"https:\/\/atslegal.vn\/vn\/bo-sung-them-04-nhu-cau-von-khong-duoc-cho-vay-tu-ngay-01-9-2023\/","title":{"rendered":"B\u1ed4 SUNG TH\u00caM 04 NHU C\u1ea6U V\u1ed0N KH\u00d4NG \u0110\u01af\u1ee2C CHO VAY T\u1eea NG\u00c0Y 01\/9\/2023"},"content":{"rendered":"\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"1000\" height=\"560\" src=\"https:\/\/atslegal.vn\/vn\/wp-content\/uploads\/sites\/5\/2023\/09\/Picture1-1.jpg\" alt=\"\" class=\"wp-image-10752\" srcset=\"https:\/\/atslegal.vn\/vn\/wp-content\/uploads\/sites\/5\/2023\/09\/Picture1-1.jpg 1000w, https:\/\/atslegal.vn\/vn\/wp-content\/uploads\/sites\/5\/2023\/09\/Picture1-1-300x168.jpg 300w, https:\/\/atslegal.vn\/vn\/wp-content\/uploads\/sites\/5\/2023\/09\/Picture1-1-768x430.jpg 768w\" sizes=\"(max-width: 1000px) 100vw, 1000px\" \/><\/figure>\n\n\n\n<p><\/p>\n\n\n\n<p>Th\u00f4ng t\u01b0 06\/2023\/TT-NHNN (c\u00f3 hi\u1ec7u l\u1ef1c ng\u00e0y 01\/9\/2023) s\u1eeda \u0111\u1ed5i Th\u00f4ng t\u01b0 39\/2016\/TT-NHNN v\u1ec1 ho\u1ea1t \u0111\u1ed9ng cho vay c\u1ee7a t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng, chi nh\u00e1nh ng\u00e2n h\u00e0ng n\u01b0\u1edbc ngo\u00e0i \u0111\u1ed1i v\u1edbi kh\u00e1ch h\u00e0ng, trong \u0111\u00f3 b\u1ed5 sung nh\u1eefng nhu c\u1ea7u v\u1ed1n kh\u00f4ng \u0111\u01b0\u1ee3c cho vay.<\/p>\n\n\n\n<p>Theo \u0111\u00f3, quy \u0111\u1ecbnh t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng kh\u00f4ng \u0111\u01b0\u1ee3c cho vay \u0111\u1ed1i v\u1edbi c\u00e1c nhu c\u1ea7u v\u1ed1n sau \u0111\u00e2y:<\/p>\n\n\n\n<p>(i) \u0110\u1ec3 g\u1eedi ti\u1ec1n;<\/p>\n\n\n\n<p>(ii) \u0110\u1ec3 thanh to\u00e1n ti\u1ec1n g\u00f3p v\u1ed1n, mua, nh\u1eadn chuy\u1ec3n nh\u01b0\u1ee3ng ph\u1ea7n v\u1ed1n g\u00f3p c\u1ee7a c\u00f4ng ty tr\u00e1ch nhi\u1ec7m h\u1eefu h\u1ea1n, c\u00f4ng ty h\u1ee3p danh; g\u00f3p v\u1ed1n, mua, nh\u1eadn chuy\u1ec3n nh\u01b0\u1ee3ng c\u1ed5 ph\u1ea7n c\u1ee7a c\u00f4ng ty c\u1ed5 ph\u1ea7n ch\u01b0a ni\u00eam y\u1ebft tr\u00ean th\u1ecb tr\u01b0\u1eddng ch\u1ee9ng kho\u00e1n ho\u1eb7c ch\u01b0a \u0111\u0103ng k\u00fd giao d\u1ecbch tr\u00ean h\u1ec7 th\u1ed1ng giao d\u1ecbch Upcom;<\/p>\n\n\n\n<p>(iii) \u0110\u1ec3 thanh to\u00e1n ti\u1ec1n g\u00f3p v\u1ed1n theo h\u1ee3p \u0111\u1ed3ng g\u00f3p v\u1ed1n, h\u1ee3p \u0111\u1ed3ng h\u1ee3p t\u00e1c \u0111\u1ea7u t\u01b0 ho\u1eb7c h\u1ee3p \u0111\u1ed3ng h\u1ee3p t\u00e1c kinh doanh \u0111\u1ec3 th\u1ef1c hi\u1ec7n d\u1ef1 \u00e1n \u0111\u1ea7u t\u01b0 kh\u00f4ng \u0111\u1ee7 \u0111i\u1ec1u ki\u1ec7n \u0111\u01b0a v\u00e0o kinh doanh theo quy \u0111\u1ecbnh c\u1ee7a ph\u00e1p lu\u1eadt t\u1ea1i th\u1eddi \u0111i\u1ec3m t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng quy\u1ebft \u0111\u1ecbnh cho vay;<\/p>\n\n\n\n<p>(iv) \u0110\u1ec3 b\u00f9 \u0111\u1eafp t\u00e0i ch\u00ednh, tr\u1eeb tr\u01b0\u1eddng h\u1ee3p kho\u1ea3n vay \u0111\u00e1p \u1ee9ng \u0111\u1ea7y \u0111\u1ee7 c\u00e1c \u0111i\u1ec1u ki\u1ec7n sau:<\/p>\n\n\n\n<ul><li>Kh\u00e1ch h\u00e0ng \u0111\u00e3 \u1ee9ng v\u1ed1n c\u1ee7a ch\u00ednh kh\u00e1ch h\u00e0ng \u0111\u1ec3 thanh to\u00e1n, chi tr\u1ea3 chi ph\u00ed th\u1ef1c hi\u1ec7n d\u1ef1 \u00e1n ho\u1ea1t \u0111\u1ed9ng kinh doanh, m\u00e0 c\u00e1c chi ph\u00ed th\u1ef1c hi\u1ec7n d\u1ef1 \u00e1n ho\u1ea1t \u0111\u1ed9ng kinh doanh n\u00e0y ph\u00e1t sinh d\u01b0\u1edbi 12 th\u00e1ng t\u00ednh \u0111\u1ebfn th\u1eddi \u0111i\u1ec3m t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng quy\u1ebft \u0111\u1ecbnh cho vay;<\/li><li>C\u00e1c chi ph\u00ed \u0111\u00e3 thanh to\u00e1n, chi tr\u1ea3 b\u1eb1ng v\u1ed1n c\u1ee7a ch\u00ednh kh\u00e1ch h\u00e0ng nh\u1eb1m th\u1ef1c hi\u1ec7n d\u1ef1 \u00e1n ho\u1ea1t \u0111\u1ed9ng kinh doanh l\u00e0 c\u00e1c chi ph\u00ed c\u00f3 s\u1eed d\u1ee5ng ngu\u1ed3n v\u1ed1n vay c\u1ee7a t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng theo ph\u01b0\u01a1ng \u00e1n s\u1eed d\u1ee5ng v\u1ed1n \u0111\u00e3 g\u1eedi t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng \u0111\u1ec3 \u0111\u01b0\u1ee3c xem x\u00e9t cho vay trung, d\u00e0i h\u1ea1n nh\u1eb1m th\u1ef1c hi\u1ec7n d\u1ef1 \u00e1n ho\u1ea1t \u0111\u1ed9ng kinh doanh \u0111\u00f3.<\/li><\/ul>\n\n\n\n<p class=\"has-text-align-right\"><a href=\"https:\/\/drive.google.com\/file\/d\/18bKjjv2o-p3xs7gqBwhscTCYXAIVnEJC\/view?usp=sharing\" target=\"_blank\" rel=\"noopener\"><strong><em>Th\u00f4ng t\u01b0 06\/2023\/TT-NHNN<\/em><\/strong><\/a><strong><em><\/em><\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Th\u00f4ng t\u01b0 06\/2023\/TT-NHNN (c\u00f3 hi\u1ec7u l\u1ef1c ng\u00e0y 01\/9\/2023) s\u1eeda \u0111\u1ed5i Th\u00f4ng t\u01b0 39\/2016\/TT-NHNN v\u1ec1 ho\u1ea1t \u0111\u1ed9ng cho vay c\u1ee7a t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng, chi nh\u00e1nh ng\u00e2n h\u00e0ng n\u01b0\u1edbc ngo\u00e0i \u0111\u1ed1i v\u1edbi kh\u00e1ch h\u00e0ng, trong \u0111\u00f3 b\u1ed5 sung nh\u1eefng nhu c\u1ea7u v\u1ed1n kh\u00f4ng \u0111\u01b0\u1ee3c cho vay. Theo \u0111\u00f3, quy \u0111\u1ecbnh t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng kh\u00f4ng \u0111\u01b0\u1ee3c [&hellip;]<\/p>\n","protected":false},"author":5,"featured_media":10752,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[6],"tags":[],"_links":{"self":[{"href":"https:\/\/atslegal.vn\/vn\/wp-json\/wp\/v2\/posts\/10750"}],"collection":[{"href":"https:\/\/atslegal.vn\/vn\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/atslegal.vn\/vn\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/atslegal.vn\/vn\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/atslegal.vn\/vn\/wp-json\/wp\/v2\/comments?post=10750"}],"version-history":[{"count":1,"href":"https:\/\/atslegal.vn\/vn\/wp-json\/wp\/v2\/posts\/10750\/revisions"}],"predecessor-version":[{"id":10753,"href":"https:\/\/atslegal.vn\/vn\/wp-json\/wp\/v2\/posts\/10750\/revisions\/10753"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/atslegal.vn\/vn\/wp-json\/wp\/v2\/media\/10752"}],"wp:attachment":[{"href":"https:\/\/atslegal.vn\/vn\/wp-json\/wp\/v2\/media?parent=10750"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/atslegal.vn\/vn\/wp-json\/wp\/v2\/categories?post=10750"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/atslegal.vn\/vn\/wp-json\/wp\/v2\/tags?post=10750"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}