{"id":11874,"date":"2026-02-05T16:12:10","date_gmt":"2026-02-05T09:12:10","guid":{"rendered":"https:\/\/atslegal.vn\/vn\/?p=11874"},"modified":"2026-02-05T16:12:10","modified_gmt":"2026-02-05T09:12:10","slug":"thu-tuc-dang-ky-thay-doi-khoan-vay-nuoc-ngoai-duoc-chinh-phu-bao-lanh-tu-25-1-2026","status":"publish","type":"post","link":"https:\/\/atslegal.vn\/vn\/thu-tuc-dang-ky-thay-doi-khoan-vay-nuoc-ngoai-duoc-chinh-phu-bao-lanh-tu-25-1-2026\/","title":{"rendered":"TH\u1ee6 T\u1ee4C \u0110\u0102NG K\u00dd THAY \u0110\u1ed4I KHO\u1ea2N VAY N\u01af\u1edaC NGO\u00c0I \u0110\u01af\u1ee2C CH\u00cdNH PH\u1ee6 B\u1ea2O L\u00c3NH T\u1eea 25\/1\/2026"},"content":{"rendered":"\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"968\" height=\"648\" src=\"https:\/\/atslegal.vn\/vn\/wp-content\/uploads\/sites\/5\/2026\/02\/image-2.png\" alt=\"\" class=\"wp-image-11875\" srcset=\"https:\/\/atslegal.vn\/vn\/wp-content\/uploads\/sites\/5\/2026\/02\/image-2.png 968w, https:\/\/atslegal.vn\/vn\/wp-content\/uploads\/sites\/5\/2026\/02\/image-2-300x201.png 300w, https:\/\/atslegal.vn\/vn\/wp-content\/uploads\/sites\/5\/2026\/02\/image-2-768x514.png 768w\" sizes=\"(max-width: 968px) 100vw, 968px\" \/><\/figure>\n\n\n\n<p><\/p>\n\n\n\n<p>Ng\u00e0y 31\/12\/2025, Th\u1ed1ng \u0111\u1ed1c Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc Vi\u1ec7t Nam ban h\u00e0nh Th\u00f4ng t\u01b0&nbsp;<a href=\"https:\/\/thuvienphapluat.vn\/phap-luat\/tim-van-ban.aspx?keyword=78%2f2025%2fTT-NHNN&amp;area=2&amp;type=0&amp;lan=1&amp;match=False&amp;sort=2&amp;vc=True\" target=\"_blank\" rel=\"noreferrer noopener\">78\/2025\/TT-NHNN<\/a>&nbsp;s\u1eeda \u0111\u1ed5i quy \u0111\u1ecbnh t\u1ea1i c\u00e1c v\u0103n b\u1ea3n quy ph\u1ea1m ph\u00e1p lu\u1eadt trong l\u0129nh v\u1ef1c qu\u1ea3n l\u00fd ngo\u1ea1i h\u1ed1i \u0111\u1ed1i v\u1edbi c\u00e1c giao d\u1ecbch v\u1ed1n \u0111\u1ec3 th\u1ef1c thi ph\u01b0\u01a1ng \u00e1n c\u1eaft gi\u1ea3m, \u0111\u01a1n gi\u1ea3n h\u00f3a th\u1ee7 t\u1ee5c h\u00e0nh ch\u00ednh.<\/p>\n\n\n\n<p>Theo \u0111\u00f3, Th\u00f4ng t\u01b0&nbsp;<a href=\"https:\/\/thuvienphapluat.vn\/phap-luat\/tim-van-ban.aspx?keyword=78%2f2025%2fTT-NHNN&amp;area=2&amp;type=0&amp;lan=1&amp;match=False&amp;sort=2&amp;vc=True\" target=\"_blank\" rel=\"noreferrer noopener\">78\/2025\/TT-NHNN<\/a>&nbsp;\u0111\u00e3 s\u1eeda \u0111\u1ed5i \u0110i\u1ec1u 3 Th\u00f4ng t\u01b0&nbsp;<a href=\"https:\/\/thuvienphapluat.vn\/phap-luat\/tim-van-ban.aspx?keyword=22%2f2013%2fTT-NHNN&amp;area=2&amp;type=0&amp;lan=1&amp;match=False&amp;sort=2&amp;vc=True\" target=\"_blank\" rel=\"noreferrer noopener\">22\/2013\/TT-NHNN<\/a>&nbsp;quy \u0111\u1ecbnh th\u1ee7 t\u1ee5c \u0111\u0103ng k\u00fd thay \u0111\u1ed5i kho\u1ea3n vay n\u01b0\u1edbc ngo\u00e0i, kho\u1ea3n ph\u00e1t h\u00e0nh tr\u00e1i phi\u1ebfu qu\u1ed1c t\u1ebf \u0111\u01b0\u1ee3c Ch\u00ednh ph\u1ee7 b\u1ea3o l\u00e3nh nh\u01b0 sau:<\/p>\n\n\n\n<p>(1) Tr\u01b0\u1eddng h\u1ee3p c\u00f3 b\u1ea5t k\u1ef3 thay \u0111\u1ed5i n\u1ed9i dung n\u00e0o li\u00ean quan \u0111\u1ebfn kho\u1ea3n vay n\u01b0\u1edbc ngo\u00e0i, kho\u1ea3n ph\u00e1t h\u00e0nh tr\u00e1i phi\u1ebfu qu\u1ed1c t\u1ebf \u0111\u00e3 \u0111\u01b0\u1ee3c Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc x\u00e1c nh\u1eadn, b\u00ean \u0111i vay, b\u00ean ph\u00e1t h\u00e0nh tr\u00e1i phi\u1ebfu qu\u1ed1c t\u1ebf c\u00f3 tr\u00e1ch nhi\u1ec7m th\u1ef1c hi\u1ec7n \u0111\u0103ng k\u00fd thay \u0111\u1ed5i kho\u1ea3n vay n\u01b0\u1edbc ngo\u00e0i, kho\u1ea3n ph\u00e1t h\u00e0nh tr\u00e1i phi\u1ebfu qu\u1ed1c t\u1ebf v\u1edbi Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc theo quy \u0111\u1ecbnh t\u1ea1i kho\u1ea3n 2 v\u00e0 kho\u1ea3n 3 \u0110i\u1ec1u 4 Th\u00f4ng t\u01b0&nbsp;<a href=\"https:\/\/thuvienphapluat.vn\/phap-luat\/tim-van-ban.aspx?keyword=22%2f2013%2fTT-NHNN&amp;area=2&amp;type=0&amp;lan=1&amp;match=False&amp;sort=2&amp;vc=True\" target=\"_blank\" rel=\"noreferrer noopener\">22\/2013\/TT-NHNN<\/a>&nbsp;.<\/p>\n\n\n\n<p>(2) H\u1ed3 s\u01a1 \u0111\u1ec1 ngh\u1ecb x\u00e1c nh\u1eadn \u0111\u0103ng k\u00fd thay \u0111\u1ed5i kho\u1ea3n vay n\u01b0\u1edbc ngo\u00e0i, kho\u1ea3n ph\u00e1t h\u00e0nh tr\u00e1i phi\u1ebfu qu\u1ed1c t\u1ebf:<\/p>\n\n\n\n<ul>\n<li>\u0110\u01a1n \u0111\u0103ng k\u00fd thay \u0111\u1ed5i kho\u1ea3n vay n\u01b0\u1edbc ngo\u00e0i (theo Ph\u1ee5 l\u1ee5c 2A k\u00e8m theo Th\u00f4ng t\u01b0&nbsp;<a href=\"https:\/\/thuvienphapluat.vn\/phap-luat\/tim-van-ban.aspx?keyword=78%2f2025%2fTT-NHNN&amp;area=2&amp;type=0&amp;lan=1&amp;match=False&amp;sort=2&amp;vc=True\" target=\"_blank\" rel=\"noreferrer noopener\">78\/2025\/TT-NHNN<\/a>&nbsp;) ho\u1eb7c \u0110\u01a1n \u0111\u0103ng k\u00fd thay \u0111\u1ed5i kho\u1ea3n ph\u00e1t h\u00e0nh tr\u00e1i phi\u1ebfu qu\u1ed1c t\u1ebf (theo Ph\u1ee5 l\u1ee5c 2B k\u00e8m theo Th\u00f4ng t\u01b0&nbsp;<a href=\"https:\/\/thuvienphapluat.vn\/phap-luat\/tim-van-ban.aspx?keyword=78%2f2025%2fTT-NHNN&amp;area=2&amp;type=0&amp;lan=1&amp;match=False&amp;sort=2&amp;vc=True\" target=\"_blank\" rel=\"noreferrer noopener\">78\/2025\/TT-NHNN<\/a>);<\/li>\n\n\n\n<li>Th\u1ecfa thu\u1eadn thay \u0111\u1ed5i \u0111\u00e3 k\u00fd trong tr\u01b0\u1eddng h\u1ee3p c\u00e1c n\u1ed9i dung thay \u0111\u1ed5i c\u1ea7n \u0111\u01b0\u1ee3c th\u1ecfa thu\u1eadn gi\u1eefa c\u00e1c b\u00ean;<\/li>\n\n\n\n<li>Th\u01b0 ho\u1eb7c ph\u1ee5 l\u1ee5c \u0111i\u1ec1u ch\u1ec9nh th\u01b0 b\u1ea3o l\u00e3nh c\u1ee7a B\u1ed9 T\u00e0i ch\u00ednh (n\u1ebfu c\u00f3).<\/li>\n<\/ul>\n\n\n\n<p>(3) Tr\u00ecnh t\u1ef1 th\u1ef1c hi\u1ec7n x\u00e1c nh\u1eadn \u0111\u0103ng k\u00fd thay \u0111\u1ed5i kho\u1ea3n vay n\u01b0\u1edbc ngo\u00e0i, kho\u1ea3n ph\u00e1t h\u00e0nh tr\u00e1i phi\u1ebfu qu\u1ed1c t\u1ebf:<\/p>\n\n\n\n<ul>\n<li>Trong th\u1eddi h\u1ea1n 30 ng\u00e0y k\u1ec3 t\u1eeb ng\u00e0y k\u00fd th\u1ecfa thu\u1eadn thay \u0111\u1ed5i ho\u1eb7c ng\u00e0y B\u1ed9 T\u00e0i ch\u00ednh ph\u00e1t h\u00e0nh th\u01b0, ph\u1ee5 l\u1ee5c \u0111i\u1ec1u ch\u1ec9nh th\u01b0 b\u1ea3o l\u00e3nh (n\u1ebfu c\u00f3) v\u00e0 tr\u01b0\u1edbc khi th\u1ef1c hi\u1ec7n n\u1ed9i dung thay \u0111\u1ed5i, b\u00ean \u0111i vay, b\u00ean ph\u00e1t h\u00e0nh tr\u00e1i phi\u1ebfu qu\u1ed1c t\u1ebf g\u1eedi 01 b\u1ed9 h\u1ed3 s\u01a1 theo quy \u0111\u1ecbnh t\u1ea1i kho\u1ea3n 2 \u0110i\u1ec1u 4 Th\u00f4ng t\u01b0&nbsp;<a href=\"https:\/\/thuvienphapluat.vn\/phap-luat\/tim-van-ban.aspx?keyword=22%2f2013%2fTT-NHNN&amp;area=2&amp;type=0&amp;lan=1&amp;match=False&amp;sort=2&amp;vc=True\" target=\"_blank\" rel=\"noreferrer noopener\">22\/2013\/TT-NHNN<\/a>&nbsp;t\u1edbi Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc;<\/li>\n\n\n\n<li>Trong th\u1eddi h\u1ea1n 05 ng\u00e0y l\u00e0m vi\u1ec7c k\u1ec3 t\u1eeb ng\u00e0y nh\u1eadn \u0111\u01b0\u1ee3c h\u1ed3 s\u01a1 \u0111\u1ea7y \u0111\u1ee7, h\u1ee3p l\u1ec7, Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc g\u1eedi b\u00ean \u0111i vay, b\u00ean ph\u00e1t h\u00e0nh tr\u00e1i phi\u1ebfu qu\u1ed1c t\u1ebf v\u0103n b\u1ea3n x\u00e1c nh\u1eadn \u0111\u0103ng k\u00fd thay \u0111\u1ed5i kho\u1ea3n vay n\u01b0\u1edbc ngo\u00e0i, kho\u1ea3n ph\u00e1t h\u00e0nh tr\u00e1i phi\u1ebfu qu\u1ed1c t\u1ebf. Tr\u01b0\u1eddng h\u1ee3p t\u1eeb ch\u1ed1i x\u00e1c nh\u1eadn \u0111\u0103ng k\u00fd thay \u0111\u1ed5i kho\u1ea3n vay n\u01b0\u1edbc ngo\u00e0i, kho\u1ea3n ph\u00e1t h\u00e0nh tr\u00e1i phi\u1ebfu qu\u1ed1c t\u1ebf, Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc c\u00f3 v\u0103n b\u1ea3n n\u00eau r\u00f5 l\u00fd do;<\/li>\n\n\n\n<li>\u0110\u1ed1i v\u1edbi h\u1ed3 s\u01a1 ch\u01b0a \u0111\u1ee7 \u0111i\u1ec1u ki\u1ec7n gi\u1ea3i quy\u1ebft, trong th\u1eddi h\u1ea1n 03 ng\u00e0y l\u00e0m vi\u1ec7c k\u1ec3 t\u1eeb ng\u00e0y ti\u1ebfp nh\u1eadn h\u1ed3 s\u01a1, Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc c\u00f3 th\u00f4ng b\u00e1o b\u1eb1ng v\u0103n b\u1ea3n g\u1eedi cho b\u00ean \u0111i vay, b\u00ean ph\u00e1t h\u00e0nh tr\u00e1i phi\u1ebfu qu\u1ed1c t\u1ebf. Sau 60 ng\u00e0y k\u1ec3 t\u1eeb khi th\u00f4ng b\u00e1o, n\u1ebfu B\u00ean \u0111i vay kh\u00f4ng ho\u00e0n th\u00e0nh vi\u1ec7c ho\u00e0n thi\u1ec7n h\u1ed3 s\u01a1, c\u00f4ng ch\u1ee9c B\u1ed9 ph\u1eadn M\u1ed9t c\u1eeda c\u1ee7a Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc th\u1ef1c hi\u1ec7n \u0111\u00f3ng h\u1ed3 s\u01a1 \u0111\u1ec1 ngh\u1ecb x\u00e1c nh\u1eadn \u0111\u0103ng k\u00fd thay \u0111\u1ed5i kho\u1ea3n vay n\u01b0\u1edbc ngo\u00e0i, kho\u1ea3n ph\u00e1t h\u00e0nh tr\u00e1i phi\u1ebfu qu\u1ed1c t\u1ebf.<\/li>\n<\/ul>\n\n\n\n<p class=\"has-text-align-right\"><a href=\"https:\/\/drive.google.com\/file\/d\/1bj6hzD2Y_sHtqnBrz-JiEGliKfGPllGe\/view?usp=drive_link\" target=\"_blank\" rel=\"noopener\"><strong><em>Th\u00f4ng t\u01b0 78\/2025\/TT-NHNN<\/em><\/strong><\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Ng\u00e0y 31\/12\/2025, Th\u1ed1ng \u0111\u1ed1c Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc Vi\u1ec7t Nam ban h\u00e0nh Th\u00f4ng t\u01b0&nbsp;78\/2025\/TT-NHNN&nbsp;s\u1eeda \u0111\u1ed5i quy \u0111\u1ecbnh t\u1ea1i c\u00e1c v\u0103n b\u1ea3n quy ph\u1ea1m ph\u00e1p lu\u1eadt trong l\u0129nh v\u1ef1c qu\u1ea3n l\u00fd ngo\u1ea1i h\u1ed1i \u0111\u1ed1i v\u1edbi c\u00e1c giao d\u1ecbch v\u1ed1n \u0111\u1ec3 th\u1ef1c thi ph\u01b0\u01a1ng \u00e1n c\u1eaft gi\u1ea3m, \u0111\u01a1n gi\u1ea3n h\u00f3a th\u1ee7 t\u1ee5c h\u00e0nh ch\u00ednh. Theo \u0111\u00f3, Th\u00f4ng [&hellip;]<\/p>\n","protected":false},"author":5,"featured_media":11875,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[6],"tags":[],"_links":{"self":[{"href":"https:\/\/atslegal.vn\/vn\/wp-json\/wp\/v2\/posts\/11874"}],"collection":[{"href":"https:\/\/atslegal.vn\/vn\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/atslegal.vn\/vn\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/atslegal.vn\/vn\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/atslegal.vn\/vn\/wp-json\/wp\/v2\/comments?post=11874"}],"version-history":[{"count":1,"href":"https:\/\/atslegal.vn\/vn\/wp-json\/wp\/v2\/posts\/11874\/revisions"}],"predecessor-version":[{"id":11876,"href":"https:\/\/atslegal.vn\/vn\/wp-json\/wp\/v2\/posts\/11874\/revisions\/11876"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/atslegal.vn\/vn\/wp-json\/wp\/v2\/media\/11875"}],"wp:attachment":[{"href":"https:\/\/atslegal.vn\/vn\/wp-json\/wp\/v2\/media?parent=11874"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/atslegal.vn\/vn\/wp-json\/wp\/v2\/categories?post=11874"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/atslegal.vn\/vn\/wp-json\/wp\/v2\/tags?post=11874"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}