{"id":11983,"date":"2026-06-26T18:12:26","date_gmt":"2026-06-26T11:12:26","guid":{"rendered":"https:\/\/atslegal.vn\/vn\/?p=11983"},"modified":"2026-06-26T18:12:27","modified_gmt":"2026-06-26T11:12:27","slug":"da-co-bo-quy-tac-ung-xu-trong-hoat-dong-thu-hoi-no-trong-he-thong-ngan-hang","status":"publish","type":"post","link":"https:\/\/atslegal.vn\/vn\/da-co-bo-quy-tac-ung-xu-trong-hoat-dong-thu-hoi-no-trong-he-thong-ngan-hang\/","title":{"rendered":"\u0110\u00c3 C\u00d3 B\u1ed8 QUY T\u1eaeC \u1ee8NG X\u1eec TRONG HO\u1ea0T \u0110\u1ed8NG THU H\u1ed2I N\u1ee2 TRONG H\u1ec6 TH\u1ed0NG NG\u00c2N H\u00c0NG"},"content":{"rendered":"\n
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Ng\u00e0y 31\/3\/2026, Hi\u1ec7p h\u1ed9i Ng\u00e2n h\u00e0ng Vi\u1ec7t Nam ban h\u00e0nh Quy\u1ebft \u0111\u1ecbnh s\u1ed1 15\/Q\u0110-HHNH k\u00e8m theo B\u1ed9 Quy t\u1eafc \u1ee9ng x\u1eed trong ho\u1ea1t \u0111\u1ed9ng thu h\u1ed3i n\u1ee3 v\u00e0 c\u00f3 hi\u1ec7u l\u1ef1c ngay t\u1eeb ng\u00e0y k\u00fd, \u00e1p d\u1ee5ng \u0111\u1ed1i v\u1edbi c\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng l\u00e0 h\u1ed9i vi\u00ean.<\/p>\n\n\n\n

B\u1ed9 Quy t\u1eafc ban h\u00e0nh k\u00e8m Quy\u1ebft \u0111\u1ecbnh s\u1ed1 15\/Q\u0110-HHNH nh\u1eb1m th\u1ed1ng nh\u1ea5t chu\u1ea9n m\u1ef1c \u1ee9ng x\u1eed trong thu h\u1ed3i n\u1ee3, tr\u00ean c\u01a1 s\u1edf tu\u00e2n th\u1ee7 B\u1ed9 lu\u1eadt D\u00e2n s\u1ef1 2015, Lu\u1eadt C\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng 2024 v\u00e0 c\u00e1c quy \u0111\u1ecbnh ph\u00e1p lu\u1eadt li\u00ean quan, \u0111\u1ed3ng th\u1eddi kh\u00f4ng thay th\u1ebf quy \u0111\u1ecbnh ph\u00e1p lu\u1eadt m\u00e0 mang t\u00ednh \u0111\u1ecbnh h\u01b0\u1edbng trong to\u00e0n h\u1ec7 th\u1ed1ng.<\/p>\n\n\n\n

Theo \u0111\u00f3, ho\u1ea1t \u0111\u1ed9ng thu h\u1ed3i n\u1ee3 ph\u1ea3i b\u1ea3o \u0111\u1ea3m tu\u00e2n th\u1ee7 ph\u00e1p lu\u1eadt, t\u00f4n tr\u1ecdng quy\u1ec1n v\u00e0 l\u1ee3i \u00edch h\u1ee3p ph\u00e1p c\u1ee7a kh\u00e1ch h\u00e0ng, b\u1ea3o v\u1ec7 h\u00ecnh \u1ea3nh t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng v\u00e0 b\u1ea3o m\u1eadt th\u00f4ng tin kh\u00e1ch h\u00e0ng. Nh\u00e2n vi\u00ean thu h\u1ed3i n\u1ee3 ph\u1ea3i l\u00e0m vi\u1ec7c tr\u00ean tinh th\u1ea7n t\u00f4n tr\u1ecdng, cung c\u1ea5p \u0111\u1ea7y \u0111\u1ee7 th\u00f4ng tin v\u1ec1 d\u01b0 n\u1ee3, th\u1ef1c hi\u1ec7n \u0111\u00fang h\u1ee3p \u0111\u1ed3ng v\u00e0 quy \u0111\u1ecbnh ph\u00e1p lu\u1eadt.<\/p>\n\n\n\n

\u0110\u00e1ng ch\u00fa \u00fd, B\u1ed9 Quy t\u1eafc nghi\u00eam c\u1ea5m c\u00e1c h\u00e0nh vi nh\u01b0 d\u00f9ng v\u0169 l\u1ef1c, \u0111e d\u1ecda, qu\u1ea5y r\u1ed1i, x\u00fac ph\u1ea1m, b\u00f4i nh\u1ecd kh\u00e1ch h\u00e0ng; g\u1ecdi \u0111i\u1ec7n, nh\u1eafn tin kh\u00f4ng ph\u00f9 h\u1ee3p; cung c\u1ea5p th\u00f4ng tin sai s\u1ef1 th\u1eadt, gi\u1ea3 m\u1ea1o t\u00e0i li\u1ec7u; \u00e9p kh\u00e1ch h\u00e0ng vay n\u1eb7ng l\u00e3i ho\u1eb7c th\u1ef1c hi\u1ec7n h\u00e0nh vi tr\u00e1i ph\u00e1p lu\u1eadt \u0111\u1ec3 tr\u1ea3 n\u1ee3. \u0110\u1ed3ng th\u1eddi, nghi\u00eam c\u1ea5m vi\u1ec7c c\u00f4ng khai ho\u1eb7c cung c\u1ea5p tr\u00e1i ph\u00e9p th\u00f4ng tin kh\u00e1ch h\u00e0ng.<\/p>\n\n\n\n

V\u1ec1 thu ti\u1ec1n, nh\u00e2n vi\u00ean kh\u00f4ng \u0111\u01b0\u1ee3c s\u1eed d\u1ee5ng ti\u1ec1n sai m\u1ee5c \u0111\u00edch, kh\u00f4ng nh\u1eadn ti\u1ec1n ngo\u00e0i t\u00e0i kho\u1ea3n c\u1ee7a t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng, kh\u00f4ng nh\u1eadn qu\u00e0, l\u1ee3i \u00edch t\u1eeb kh\u00e1ch h\u00e0ng v\u00e0 kh\u00f4ng t\u1ef1 \u00fd thay \u0111\u1ed5i ngh\u0129a v\u1ee5 tr\u1ea3 n\u1ee3. C\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng c\u00f3 tr\u00e1ch nhi\u1ec7m tri\u1ec3n khai B\u1ed9 Quy t\u1eafc, k\u1ec3 c\u1ea3 khi \u1ee7y quy\u1ec1n cho b\u00ean th\u1ee9 ba thu h\u1ed3i n\u1ee3; \u0111\u1ed3ng th\u1eddi x\u1eed l\u00fd n\u1ed9i b\u1ed9 c\u00e1c tr\u01b0\u1eddng h\u1ee3p vi ph\u1ea1m. B\u1ed9 Quy t\u1eafc c\u00f3 hi\u1ec7u l\u1ef1c t\u1eeb ng\u00e0y 31\/3\/2026 v\u00e0 \u0111\u01b0\u1ee3c \u00e1p d\u1ee5ng th\u1ed1ng nh\u1ea5t trong to\u00e0n h\u1ec7 th\u1ed1ng h\u1ed9i vi\u00ean.<\/p>\n\n\n\n

Quy\u1ebft \u0111\u1ecbnh 15\/Q\u0110-HHNH<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

Ng\u00e0y 31\/3\/2026, Hi\u1ec7p h\u1ed9i Ng\u00e2n h\u00e0ng Vi\u1ec7t Nam ban h\u00e0nh Quy\u1ebft \u0111\u1ecbnh s\u1ed1 15\/Q\u0110-HHNH k\u00e8m theo B\u1ed9 Quy t\u1eafc \u1ee9ng x\u1eed trong ho\u1ea1t \u0111\u1ed9ng thu h\u1ed3i n\u1ee3 v\u00e0 c\u00f3 hi\u1ec7u l\u1ef1c ngay t\u1eeb ng\u00e0y k\u00fd, \u00e1p d\u1ee5ng \u0111\u1ed1i v\u1edbi c\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng l\u00e0 h\u1ed9i vi\u00ean. B\u1ed9 Quy t\u1eafc ban h\u00e0nh k\u00e8m Quy\u1ebft \u0111\u1ecbnh […]<\/p>\n","protected":false},"author":5,"featured_media":11984,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[6],"tags":[],"_links":{"self":[{"href":"https:\/\/atslegal.vn\/vn\/wp-json\/wp\/v2\/posts\/11983"}],"collection":[{"href":"https:\/\/atslegal.vn\/vn\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/atslegal.vn\/vn\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/atslegal.vn\/vn\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/atslegal.vn\/vn\/wp-json\/wp\/v2\/comments?post=11983"}],"version-history":[{"count":1,"href":"https:\/\/atslegal.vn\/vn\/wp-json\/wp\/v2\/posts\/11983\/revisions"}],"predecessor-version":[{"id":11985,"href":"https:\/\/atslegal.vn\/vn\/wp-json\/wp\/v2\/posts\/11983\/revisions\/11985"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/atslegal.vn\/vn\/wp-json\/wp\/v2\/media\/11984"}],"wp:attachment":[{"href":"https:\/\/atslegal.vn\/vn\/wp-json\/wp\/v2\/media?parent=11983"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/atslegal.vn\/vn\/wp-json\/wp\/v2\/categories?post=11983"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/atslegal.vn\/vn\/wp-json\/wp\/v2\/tags?post=11983"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}