{"id":7345,"date":"2022-10-21T18:09:29","date_gmt":"2022-10-21T11:09:29","guid":{"rendered":"http:\/\/atslegal.vn\/vn\/?p=7345"},"modified":"2023-06-23T13:37:31","modified_gmt":"2023-06-23T06:37:31","slug":"thoi-han-hieu-luc-hop-dong-bao-lanh-nha-o-hinh-thanh-trong-tuong-lai","status":"publish","type":"post","link":"https:\/\/atslegal.vn\/vn\/thoi-han-hieu-luc-hop-dong-bao-lanh-nha-o-hinh-thanh-trong-tuong-lai\/","title":{"rendered":"TH\u1edcI H\u1ea0N HI\u1ec6U L\u1ef0C H\u1ee2P \u0110\u1ed2NG B\u1ea2O L\u00c3NH NH\u00c0 \u1ede H\u00ccNH TH\u00c0NH TRONG T\u01af\u01a0NG LAI"},"content":{"rendered":"<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/atslegal.vn\/vn\/wp-content\/uploads\/sites\/5\/2023\/06\/hands-agent-client-shaking-hands-after-signed-contract-buy-new-apartment-min-1024x683-1.jpg\" alt=\"\" class=\"wp-image-10237\" srcset=\"https:\/\/atslegal.vn\/vn\/wp-content\/uploads\/sites\/5\/2023\/06\/hands-agent-client-shaking-hands-after-signed-contract-buy-new-apartment-min-1024x683-1.jpg 1024w, https:\/\/atslegal.vn\/vn\/wp-content\/uploads\/sites\/5\/2023\/06\/hands-agent-client-shaking-hands-after-signed-contract-buy-new-apartment-min-1024x683-1-300x200.jpg 300w, https:\/\/atslegal.vn\/vn\/wp-content\/uploads\/sites\/5\/2023\/06\/hands-agent-client-shaking-hands-after-signed-contract-buy-new-apartment-min-1024x683-1-768x512.jpg 768w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure><\/div>\n\n\n<p>Th\u1ed1ng \u0111\u1ed1c Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc ban h\u00e0nh Th\u00f4ng t\u01b0 11\/2022\/TT-NHNN ng\u00e0y 30\/9\/2022 quy \u0111\u1ecbnh v\u1ec1 b\u1ea3o l\u00e3nh ng\u00e2n h\u00e0ng. Theo \u0111\u00f3, th\u1eddi h\u1ea1n hi\u1ec7u l\u1ef1c v\u00e0 n\u1ed9i dung c\u1ee7a h\u1ee3p \u0111\u1ed3ng b\u1ea3o l\u00e3nh nh\u00e0 \u1edf h\u00ecnh th\u00e0nh trong t\u01b0\u01a1ng lai (g\u1ecdi t\u1eaft l\u00e0 H\u1ee3p \u0111\u1ed3ng) nh\u01b0 sau:<\/p>\n\n\n\n<p>(i) H\u1ee3p \u0111\u1ed3ng c\u00f3 hi\u1ec7u l\u1ef1c k\u1ec3 t\u1eeb th\u1eddi \u0111i\u1ec3m k\u00fd cho \u0111\u1ebfn khi ngh\u0129a v\u1ee5 b\u1ea3o l\u00e3nh c\u1ee7a to\u00e0n b\u1ed9 c\u00e1c th\u01b0 b\u1ea3o l\u00e3nh cho b\u00ean mua h\u1ebft hi\u1ec7u l\u1ef1c theo \u0110i\u1ec1u 23 Th\u00f4ng t\u01b0 11\/2022\/TT-NHNN;<\/p>\n\n\n\n<p>(ii) \u0110\u1ed3ng th\u1eddi, m\u1ecdi ngh\u0129a v\u1ee5 c\u1ee7a ch\u1ee7 \u0111\u1ea7u t\u01b0 (C\u0110T) \u0111\u1ed1i v\u1edbi ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i (NHTM) theo H\u1ee3p \u0111\u1ed3ng \u0111\u00e3 ho\u00e0n th\u00e0nh;<\/p>\n\n\n\n<p>(iii) Ngo\u00e0i c\u00e1c n\u1ed9i dung theo quy \u0111\u1ecbnh t\u1ea1i kho\u1ea3n 2 \u0110i\u1ec1u 15 Th\u00f4ng t\u01b0 11\/2022\/TT-NHNN (tr\u1eeb n\u1ed9i dung t\u1ea1i \u0111i\u1ec3m h v\u00e0 \u0111i\u1ec3m i trong tr\u01b0\u1eddng h\u1ee3p b\u1ea3o l\u00e3nh tr\u00ean c\u01a1 s\u1edf b\u1ea3o l\u00e3nh \u0111\u1ed1i \u1ee9ng), H\u1ee3p \u0111\u1ed3ng c\u00f2n ph\u1ea3i c\u00f3 c\u00e1c n\u1ed9i dung sau:<\/p>\n\n\n\n<ul><li>NHTM c\u00f3 ngh\u0129a v\u1ee5 ph\u00e1t h\u00e0nh th\u01b0 b\u1ea3o l\u00e3nh cho b\u00ean mua khi nh\u1eadn \u0111\u01b0\u1ee3c h\u1ee3p \u0111\u1ed3ng mua, thu\u00ea mua nh\u00e0 \u1edf do C\u0110T g\u1eedi \u0111\u1ebfn tr\u01b0\u1edbc th\u1eddi h\u1ea1n giao, nh\u1eadn nh\u00e0 theo cam k\u1ebft quy \u0111\u1ecbnh t\u1ea1i h\u1ee3p \u0111\u1ed3ng mua, thu\u00ea mua nh\u00e0 \u1edf;<\/li><li>NHTM v\u00e0 C\u0110T th\u1ecfa thu\u1eadn c\u1ee5 th\u1ec3 v\u1ec1 vi\u1ec7c NHTM ho\u1eb7c C\u0110T c\u00f3 ngh\u0129a v\u1ee5 g\u1eedi th\u01b0 b\u1ea3o l\u00e3nh cho b\u00ean mua sau khi NHTM ph\u00e1t h\u00e0nh th\u01b0 b\u1ea3o l\u00e3nh;<\/li><li>Ngh\u0129a v\u1ee5 t\u00e0i ch\u00ednh c\u1ee7a C\u0110T;<\/li><li>H\u1ed3 s\u01a1 b\u00ean mua g\u1eedi cho NHTM y\u00eau c\u1ea7u th\u1ef1c hi\u1ec7n ngh\u0129a v\u1ee5 b\u1ea3o l\u00e3nh ph\u1ea3i k\u00e8m theo th\u01b0 b\u1ea3o l\u00e3nh do NHTM ph\u00e1t h\u00e0nh cho b\u00ean mua.<\/li><\/ul>\n\n\n\n<p>Th\u00f4ng t\u01b0 11\/2022\/TT-NHNN c\u00f3 hi\u1ec7u l\u1ef1c t\u1eeb\nng\u00e0y 01\/4\/2023, thay th\u1ebf Th\u00f4ng t\u01b0 07\/2015\/TT-NHNN ng\u00e0y 25\/6\/2015 v\u00e0 Th\u00f4ng t\u01b0\n13\/2017\/TT-NHNN ng\u00e0y 29\/9\/2017.<\/p>\n\n\n\n<p class=\"has-text-align-right\"><a href=\"https:\/\/drive.google.com\/file\/d\/1xNWgDwqUtmyMTedxEJIBX9aspB_KsaXF\/view?usp=sharing\" target=\"_blank\" rel=\"noopener\"><strong><em>Th\u00f4ng t\u01b0 11\/2022\/TT-NHNN<\/em><\/strong><\/a><strong><em><\/em><\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Th\u1ed1ng \u0111\u1ed1c Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc ban h\u00e0nh Th\u00f4ng t\u01b0 11\/2022\/TT-NHNN ng\u00e0y 30\/9\/2022 quy \u0111\u1ecbnh v\u1ec1 b\u1ea3o l\u00e3nh ng\u00e2n h\u00e0ng. Theo \u0111\u00f3, th\u1eddi h\u1ea1n hi\u1ec7u l\u1ef1c v\u00e0 n\u1ed9i dung c\u1ee7a h\u1ee3p \u0111\u1ed3ng b\u1ea3o l\u00e3nh nh\u00e0 \u1edf h\u00ecnh th\u00e0nh trong t\u01b0\u01a1ng lai (g\u1ecdi t\u1eaft l\u00e0 H\u1ee3p \u0111\u1ed3ng) nh\u01b0 sau: (i) H\u1ee3p \u0111\u1ed3ng c\u00f3 hi\u1ec7u l\u1ef1c k\u1ec3 [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":10237,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2,6],"tags":[],"_links":{"self":[{"href":"https:\/\/atslegal.vn\/vn\/wp-json\/wp\/v2\/posts\/7345"}],"collection":[{"href":"https:\/\/atslegal.vn\/vn\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/atslegal.vn\/vn\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/atslegal.vn\/vn\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/atslegal.vn\/vn\/wp-json\/wp\/v2\/comments?post=7345"}],"version-history":[{"count":2,"href":"https:\/\/atslegal.vn\/vn\/wp-json\/wp\/v2\/posts\/7345\/revisions"}],"predecessor-version":[{"id":10238,"href":"https:\/\/atslegal.vn\/vn\/wp-json\/wp\/v2\/posts\/7345\/revisions\/10238"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/atslegal.vn\/vn\/wp-json\/wp\/v2\/media\/10237"}],"wp:attachment":[{"href":"https:\/\/atslegal.vn\/vn\/wp-json\/wp\/v2\/media?parent=7345"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/atslegal.vn\/vn\/wp-json\/wp\/v2\/categories?post=7345"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/atslegal.vn\/vn\/wp-json\/wp\/v2\/tags?post=7345"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}